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Terms & Conditions

Last updated: June 2025

1. Acceptance of Terms

By accessing or using Lumina, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our service.

2. Use of Service

You may use Lumina for personal, non-commercial purposes. You agree not to misuse the service, attempt to gain unauthorised access, or interfere with the platform's operation.

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Subscription & Billing

Premium subscriptions are billed in advance. You may cancel your subscription at any time. Refunds are provided at our discretion in line with applicable consumer protection laws.

5. Intellectual Property

All content, features, and functionality of Lumina — including but not limited to text, graphics, logos, and software — are owned by Lumina and protected by intellectual property laws.

6. Limitation of Liability

Lumina is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of the service.

7. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Contact

For questions about these terms, please contact hello@lumina.co.uk.